Ask about your own policy
There is no insurance discount we can promise for adding a driveway gate. Contact your insurer or broker before relying on the gate as a policy security measure. Describe the proposed installation and any change to property access.
Ask whether you need to notify them when the work is complete and whether the policy contains conditions about operation, locking or maintenance. Request confirmation that you can keep with your policy documents.
Clarify what damage and costs are covered
Ask how the policy treats the gate, motors, controls and underground services. Discuss accidental impact, storm or flood damage, electrical faults, wear, theft and the applicable excesses. These are questions for the insurer, not a list of guaranteed cover.
Check whether a damaged gate that blocks the entrance requires a particular claims process before you arrange repairs. A product warranty and an insurance policy cover different risks.
Keep useful records
Retain the quotation, installed product details, invoice, handover information and service records. Take photographs of the completed entrance and record changes to the equipment.
Use our installed gate cost guide to keep the installed scope clear. If you need repair work, agree the inspection charge and authorisation arrangements while checking any insurer requirements.